Critical Protection –
Non-Medical Critical Illness Insurance

What if you were suddenly bedridden after a heart attack? What if your doctor diagnosed you tomorrow with cancer or kidney failure? What would happen to you and your family if you had to bear the financial burden of long-term convalescence or care?

Assumption Life's Critical Protection may be the answer to your worries. It offers you vital coverage for your financial health; therefore, you can focus on your personal health. Upon diagnosis of a critical illness, it pays a lump sum to the insured patients who survive.

This money could be used to either:

• Pay for costly drugs and treatments not covered by other insurance.
• Compensate for reduced or lost income.
• Pay off your mortgage or other loans.
• Make necessary modifications to your home.
• Purchase a wheelchair or other specialized equipment.
• Cover the expense of nursing or domestic help.
• Compensate for a family member's leave from work to assist with care.
• Hire someone to take over the running of your small business.

Or for any other expense; you choose! You are the one who decides where the funds are needed most.

Critical Protection protects the vital signs of your financial health, if you are diagnosed with:

• kidney failure
• cancer (excluding exceptions)

or who have had a:

• heart attack
• vital organ transplant
• cerebrovascular accident (stroke)

Getting better can add up financially. Your recovery phase may last anywhere from several months to a few years. And you want to concentrate on getting better without having to worry about your finances.

Additional key features of Critical Protection include:

• No medical examination required
• Coverage ranging from $10,000 to $30,000
• For people from 18 to 60 years
• Benefits payable to policyholder, who can then use the funds where they will be most beneficial during the illness period
• Reimbursement of premiums upon death if no critical illness benefit paid out
• Accidental death or dismemberment coverage

* Subject to limitations and exclusions. See your contract for further details.

Would you like to learn more about Critical Protection? Contact one of our representatives at: 416-626-5044 or 1-866-396-5445 or e-mail at: marketing@versatilefinancial.com

GUARANTEED ISSUE CRITICAL ILLNESS INSURANCE

• Issue ages 18 to 64 No medical exam is required
• $25,000 Tax-Free lump sum benefit
• 18 covered illness
• Coverage terminates when the insured is age 65
• Premiums can be paid annually or monthly by cheques, credit card payment, or pre-authorized payments
• Available for you and your spouse
• Available to Canadian residents only
• Some conditions may apply with pre-existing conditions – refer to product manual

For this plan add the information contained on Mariaxavier.com under the critical illness including links and application. Call Don with questions.